Move Money Faster.
Instant payments for your business.
Whether you're funding payroll, managing client payments, or keeping operations moving, waiting on funds can slow things down. That’s why Kotapay now offers a faster way to receive payments.
With instant payments through FedNow® Service and The Clearing House’s Real Time Payments (RTP®) network, funds can move between participating financial institutions in seconds, giving you faster access to your money when you need it most.
You don’t have to change the way you work. You’ll continue using Kotapay in a way that feels familiar, with a faster funding option available when timing matters.
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How Instant Payments Help Your Business
Move Money in Seconds
Funds arrive in near real time.
Send & Receive Anytime
Available 24/7, including weekends and holidays.
See Cash Flow Faster
Gain quicker access to funds and greater financial visibility.
Keep Business Moving
Access funds faster and respond to business needs sooner.
Instant Payment Networks
Kotapay can receive instant payments through:
FedNow Service
Developed by the Federal Reserve, FedNow helps participating financial institutions send and receive payments in real time.
RTP Network
The Clearing House’s Real Time Payments (RTP) network supports instant payment capabilities between participating financial institutions, helping businesses access funds faster and improve payment efficiency.
Getting Started Is Simple
- Verify that your financial institution supports sending instant payments.
- Contact us to discuss setup and eligibility.
- Work with our team to configure your account and payment preferences.
- Begin sending instant payments and move money faster than ever.
Things to Keep in Mind
- Not all financial institutions can send instant payments yet.
- Payments cannot be canceled once they are submitted.
- Kotapay is currently enabled to receive instant payments.
- Sending instant payments will be available soon!
A Team You Can Trust
At Kotapay, we focus on helping your business move forward with confidence. Whether it’s improving efficiency, simplifying processes, or giving you faster access to your funds, we’re here to provide solutions that fit the way you work. Instant payments are just one more way we’re helping you stay flexible, responsive, and ready for what’s next.
Let’s Get You Started
Have questions or ready to explore instant payments?
Our team is here to help!
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