Kotapay
All the
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You Should Expect From a Payment Solutions Provider
Payroll · Payment Portal · Billing Talk to an expert
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$102B+
Processed in 2023
107,000+
Clients nationwide
50
Number of states we process in
Payment Solutions For Your Business
ACH Direct Deposit Payroll
ACH processing provides a cost-effective and efficient way to pay employees via direct deposit and vendors while reducing the amount of manual tasks.
Embedded Payments
Experience the future of Banking as a Service (BaaS) with Kavinu. Remove the middleware, accelerate speed to market, and boost your revenue—all with the backing of a professional team and a trusted financial institution.
Accounts Receivables
Eliminate time-consuming processes and increase cash flow by automating your accounts receivables process.
Payment Page
Add a payment page to your website for customers to make online payments via ACH or credit card.
Credit Card Processing
Allow the flexibility for customers to make payments via credit card. Kotapay provides a variety of methods to accept credit cards including terminals, online or remotely.
Online Payment Gateway
Our online payment gateway, KotaConnect, allows you to manage all your ACH and credit card payments in one location. No software maintenance fees or long-term commitments.
CPA · Payroll · Non-Profit
Reimagining Banking as a Service (BaaS)
Kavinu, powered by Kotapay, is a bank-first approach to embedded payments. Our cloud-native, API driven technology layer removes the fractured middleware model, accelerates speed to market, and boosts revenue – backed by the stability of more than a century of banking experience and built on Kotapay's trusted ACH payments infrastructure.
Backed by the Stability of a Bank
For 30 years, Kotapay has provided fast, accurate electronic transaction services to more than 100,000 companies across all fifty states. Since 2018, we’ve been owned by a bank, which has provided a strong foundation of financial security and stability. We can offer a wide range of financial products and services, including treasury management solutions, to enable businesses to streamline their financial operations and optimize their cash flow. The ownership of First International Bank & Trust empowers us with the necessary support and advantages to thrive in today's payments industry.
Fraud Prevention
Fraud is a widespread and unfortunate part of today’s world. At Kotapay, we know how important it is to protect the hard-earned money of our clients, which is why security is one of our top priorities. Our fraud prevention experts have saved clients tens of thousands of dollars through our proprietary fraud detection systems.
ACH Payment Processing
ACH is a secure, efficient, and cost-effective way to pay employees and vendors. With ACH processing, you can streamline payment processes, reduce the risk of errors and fraud, and improve cash flow. Additionally, ACH payments are faster and more convenient than traditional paper checks, making it a preferred method of payment for many businesses.
Kotapay Insights
Reimagining BaaS: Kotapay Unveils Kavinu
By eliminating middleware, Kavinu offers unmatched speed to market and revenue potential with a single, direct relationship with one of the country’s strongest community banks.
What is Banking as a Service (BaaS)?
What is Banking as a Service, and what are its shortcomings? How does Kotapay envision a “next-gen” solution to make banking as a service a safer, more secure option for businesses?
With Kotapay, Payroll Solutions, Inc. Makes Payday Happen
Janet Pluntze, Founder and President of Payroll Solutions, explains why Kotapay has been a trusted collaborator with her business for two decades and counting.
Brooke Fitts Selected for 2024 RiseUp USA at Money20/20
Our Head of Payment Products and Strategy has been named to the 2024 RiseUp USA Academy. The prestigious program will be hosted at Money20/20, in Las Vegas.
Chief Payments Officer Trent Sorbe Talks BaaS 2.0 On Podcast
What does the next generation of banking as a service look like? Our Chief Payments Officer joined Zebec Network’s “Future of Money” podcast series recently to discuss that and more.
Windowless Payroll by Kotapay
Few would dispute that payroll will be an early and perhaps the largest adopter of real-time payments. We look forward to launching what we call Windowless Payroll in summer of 2024.
